August 24, 2012
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I HATE FRIGGIN CREDIT CARDS!!!!!! GAWD!!!! CRAP!!!!!
VISA….WE HAVE A PROBLEMHave you ever been out in the woods at night and come across a rabid wolf? Well….neither have I, but I have had to deal with rabid imbeciles. It was concerning one of my credit cards. I was charged for a lawnmower at Home Depot which, of course, I never transacted. The Home Depot in question was in New Mexico and I live in Florida. My wife had not slipped out of town and my dementia is not that advanced yet.
I followed the prescribed ritual of first trying to correct the problem on line and that fizzle in a heartbeat. Forget any attempt to write as all letters received are immediately recycled into late payment notices.
I got a beer. Put on a pair of DEPENDS and sat down. I then put all the necessary accouterments before me. A bottle of aspirin to my right and my heart medication to my left. Then….I called.
“Press number 2 for yada yada….press number 4 for yada yada….press number 1 to start over.” GOD!! “Enter your forty-six digit account number….enter your birth date….enter your pin number….enter your code number found on the back of your charge card in the signature window….please wait and a customer account representative will be with you shortly.”
…….everybody, loves somebody, sometime…….
“HOLY SHITE!!”
“Hello, my name is Aishwarya Jaywant. May I have account number please?”……My God, it’s foreign intervention!
“Sure….5793465572956144777-58251478-5-2552221458221565-8811336495747-B.”
“Thank you very much. How can I assist please.”
“I have a charge for a lawnmower made on the 16th of last month in New Mexico. I live in Florida!!!”
“I am very much sorry you have problem with lawnmower.”
“Yes I have a problem, it won’t start. The reason it won’t start is cause it’s ain’t here!!! I did not purchase the lawnmower. Someone else did!”
“As gift for you? Very nice.”
“Noooo! Someone used my card number or there was a processing error,” I sobbed.
“Then you lost card? Let me transfer you please to have card cancelled.”
“Please don’t! Really! I like you, OK? I feel we have a bond. OK? It’s like this, Home Depot messed up.”
“Your home tea pot is mess? I am to understand it is not lawn equipment but tea pot? Sir I am much concerned that you are presenting wrong facts. Let me transfer you to supervisor.”
“Noooooooo!!!!”
….everybody, loves somebody, sometime….“Hola….Mi name Angelica Cruzeta. Is problem for you?”
I hung up and took all my credit cards and fed them to the garbage deposal.
**The point of my friggin story can best be made by saying, today, most of us drive a financed car over bond-financed highways using credit card gas on our way to our mortgaged homes. I can still remember from many years ago when my parents had no credit…..yeah, must of been nice.
Comments (12)
I have refused to get a credit card or have a bank account since my divorce (you can guess the backstory there) Anyhows, I find that cash works just fine, if i can’t afford it, I just won’t have it. Lather, rinse, repeat.
I fought one company for three years…but the interest ate us alive.
We paid off everything…and have not used plastic in four years.
Result?
No debt…BUT…shit credit.
Someone explain to me how someone can owe tens of thousands in unsecured debt that they can NEVER pay back…and have better credit than I do…with no debt?
@galadrial - The credit system in this contry is like a multi headed beast feeding on itself….wow, I scared myself on that on!!
@JadeMaster2 -
You go to buy something big….and they say, “Is cash all you have?”
sadly, this is also a repesentative of our current customer service deficiencies in any industry
So VERY true.
Cash is best…not matter what.
Our parents SAVED…people act today like that idea is crazy…but that way you can never spend what you don’t have. That “gotta have it NOW” attitude is why so many people screwed up during the last housing bubble. A friend of mine had a client who was DESPERATE to buy a house for 800K. She already had one (God knows how) at 500K with a mortgage. When she couldn’t get approved for a new one for the second home (the first one would not sell) she SCREAMED that she would sue everyone…Crazy. But she had the fever…
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